Start saving today with a Wells Fargo HSA

A Wells Fargo Health Savings Account, or HSA, makes it easy to get more for every healthcare dollar you spend, save, or invest. Learn more about HSAs and consider enrolling in your employer's HSA-compatible health plan at your next open enrollment. What is an HSA? An HSA is a tax-advantaged account you can use to pay for current and future qualified medical expenses — tax free1. The tax savings allow you to save up to $25 or more for every $100 contributed to your account2. It's your account to keep too — even if your health insurance or employment changes — and your balance carries over from year to year. View our videos to learn more about HSAs Using HSAs for immediate tax savings1. Building a safety net for future costs with HSAs. Saving and planning for retirement with HSAs. With a Wells Fargo HSA you can Spend funds tax-free1 on a broad range of qualified medical expenses — like an FSA, but with no deadline to spend the funds Invest HSA funds, similar to a 401(k), in our wide array of mutual funds Prepare for medical costs in retirement, which typically exceed $250,000 for couples retiring today3 Access your account by debit card, at the ATM, at one of 6,200 Wells Fargo stores, or through our online account management system Want more information? Visit the links below Look toward the future — An HSA can help you prepare for retirement. Watch this short video to learn about using an HSA to complement your retirement strategy. Or download our Retirement and your HSA flyer (PDF*) Maximize tax benefits1 — HSAs provide tax advantages1 both in the short term and over the life of the account. Watch this short video to learn more or download our Tax benefits of your HSA flyer (PDF*) Enroll through your employer today Follow the enrollment instructions provided by your employer to open your Wells Fargo HSA. Need help? Call Wells Fargo HSA Customer Service at 1-866-884-7374, Monday through Friday, from 7:00 a.m. to 8:00 p.m. Central Time.

INVESTMENT PRODUCTS: NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE All tax references are at the federal level. HSA contributions up to annual contribution limits are not subject to federal income tax. State taxes vary. Please consult a tax advisor for more information. Example is for illustrative purposes. Savings may vary based on tax bracket. HSA contributions up to annual contribution limits are not subject to federal income tax. State taxes vary, and some states do not recognize HSAs. Please consult a tax advisor for more information. Individual situations may vary and not all costs may qualify for reimbursement from an HSA. Source: Anthony Webb and Natalia Zhivan, “How Much is Enough? The Distribution of Lifetime Health Care Costs,” Center for Retirement Research at Boston College (February 2010). * You need Adobe® Reader® to read PDF files. Download Adobe Reader for free. Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. © 2012 Wells Fargo Health Benefit Services, a Division of Wells Fargo Bank, N.A.